It is said that living without a budget is similar to traveling across the country without a roadmap. Saving money for something you want to do or planning for retirement are very important aspects, but living life is priceless.
What is the reason your saving money if you can't live a good life? Commit yourselve to appreciating every day and live life before you start budgeting to save money.
Many experts recommend you try to build up several months of bare-bones living expenses. Start with enough to cover small emergencies and repairs on your home — and build from there.
If you’ve built an emergency fund, paid off all your debt and are putting away 15% toward your retirement, you’ve built a habit of saving that gives you immense financial flexibility.
If you’ve reached this happy point, never get too comfortable. Always plan ahead of everything you do. Become powerful both mentally and financially.
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