Having good credit is a must in today's world!
The most powerful economies in the world run on credit. While there is no single international credit rating or international credit score, a few countries(the U.S., U.K., Mexico, Russia, and Canada) use similar systems like Equifax, a consumer credit reporting agency.
Good credit can signify that your financial situation is on the right track.
Your credit information can be a factor in whether or not you can rent an apartment, getting a loan, how much you pay for insurance or whether or not you can get a job. Landlords, insurers and employers frequently use credit information to see if the people they are dealing with are reliable and responsible.
Credit is also something that gains or adds to your reputation in the business world.
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